Mortgage: Let's Figure out your finances
We will help you to quickly evaluate how much down payment and monthly payments you will be able to afford, assist you to be pre-approved for a mortgage, and negotiate with multiple lenders to find you the best fixed, floating, or hybrid rate available in the market.
While lending procedures have been made more strict by the passage of legislation which has increased the minimum downpayment and reduced the maximum amortization period that can be offered, the ongoing low interest rates have meant that historically attractive mortgage rates will continue to be offered in the short term.
Why Use a Licensed Mortgage Specialist like Us?
We Have Great Mortgage Rates from Many Lenders - Unlike a bank, we can offer the mortgage products of over 30 mortgage lenders (see Mortgage Lender List) and we are not tied to any one lender. Mortgage rates and products vary, and some lenders are better at financing different situations than others. Since our compensation is based on the size of the mortgage - not the mortgage rate, our job as your mortgage advisor is to find you the most advantageous mortgage for your situation.
We are Professionals - Our team members carry the AMP (Accredited Mortgage Professional) designation, and our affiliates hold many additional designations including Certified General Accountant (CGA), Chartered Financial Analyst Designation (CFA) and others. We are part of the growing trend in Canada that people seeking mortgages are finding an advantage in the unbiased advice only a Mortgage Broker can offer.
We Bring a Local Perspective: Unlike a bank which has to keep track of national data on a broad scale, we are able to develop more focused knowledge of the local BC Lower Mainland market. Our company is locally owned and our staff are local residents. Our small size compared to a bank has enabled us to develop very personalized service. At the same time, we are now doing enough business to negotiate low mortgage rates based on our business volume.
We Cover All of the Bases, regardless of your mortgage needs, we can answer your questions. Our Professionals have experience assisting clients with their needs in all of the following areas:
First Time Buyer Mortgages
Mortgage Renewals
Mortgage Refinance
Rental or Investment Property Mortgages
Mortgages for Homes with Basement Suites
Construction Mortgages
Mortgage for Professionals and Self Employed
If you have visited a bank or another mortgage broker, we look forward to providing you with a second opinion and giving you a sense of the attentive service we can provide.
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